Our Story

LTC Global owns and operates a national distribution network for senior market insurance and financial products. LTC Global also provides capital to independent Long Term Care agents and agencies.

LTC Global was founded in 2002 by a team of financial and actuarial experts to provide strategic management and financial resources to agencies and agents in consulting to the LTC insurance and reinsurance industry. The company developed from offering advisory services to acquiring and managing operations for its own account.

In 2004, following successful capital raising efforts, LTC Global began to provide cash capital resources to insurance agents and agencies, especially those with LTCi business. Specifically, LTC Global purchases LTCi renewal commission assets for cash. In late 2005, LTC Global acquired Kanawha's long term care marketing division in Fort Myers, Florida. The Fort Myers team has since become the hub of agent support operations for the entire LTC Global group of companies.

During the period 2007 to 2009, LTC Global acquired several more insurance agencies throughout the country, including Senior Wealth Care Insurance Services, Inc., Gelbwaks Insurance Services, Inc. and United Insurance Group Agency, Inc. (UIG). The addition of Senior Wealth Care to the LTC Global family has enabled us to add the distribution of fixed and indexed annuities to our existing customer base of nearly 100,000 Long Term Care insurance clients.

Gelbwaks Insurance Services' exceptional reputation for marketing and sales support has made it one of the pre-eminent Long Term Care brokerage agencies in the country and was a key acquisition for LTC Global's goal of expanding its distribution capability. UIG is a national distributor of Medicare Advantage and Medicare supplement insurance and complements LTC Global's other senior market distribution platforms. In 2009, LTC Global acquired from 1st Mariner Bank in Baltimore, Maryland a controlling financial interest in Next Generation Financial Services, a leading national distributor of HECM reverse mortgages.